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5 articles

The Decision Deficit: Why UK Board Packs Need Fewer Pages and Clearer Asks

The Decision Deficit: Why UK Board Packs Need Fewer Pages and Clearer Asks

A long board pack can create comfort without improving judgement. For UK boards, the practical answer is not more reading time but a stricter separation between papers that require a decision and papers that merely inform. This article sets out a workable redesign, from one-page front sheets to hard submission cut-offs and a simpler agenda model.

The Revenue Fault Line: Testing for Client Concentration Before Renewal Season

The Revenue Fault Line: Testing for Client Concentration Before Renewal Season

Client concentration rarely announces itself as a board-level risk. It appears as a reliable account, a familiar renewal and a comfortable forecast. This practical guide sets out a concentration stress test, the questions to ask before renewal, and commercial moves that reduce exposure without unsettling customers or lenders.

The First 48 Hours After a Covenant Warning: A Director’s Playbook

The First 48 Hours After a Covenant Warning: A Director’s Playbook

An unexpected call from the bank about covenants can quickly become a governance crisis if directors improvise. This scenario-based guide sets out a disciplined first 48 hours for UK SME and mid-market boards: verify the facts, inform the right people, document decisions and open a constructive conversation before positions harden.